If you are a citizen of a country, member of the European Union or the European Economic Area, you are applying for a Bachelors or Master’s Degree and have not previously obtained such a degree level and you have no turned the age of 35, we highly recommend you to apply for a Student’s Loan – low interest student loan guaranteed by the Republic of Bulgaria.

There are many advantages of paying for university and even covering your daily expenses with a state-guaranteed loan.

  • It is with very low interest rate, which cannot exceed by law 7 points;
  • It does not require you to have a person, real estate or income to guarantee for you, the state guarantees in front of the bank for you;
  • You are only supposed to pay interest over the amount that you have actually spent, and not of the total amount that the bank has initially approved;
  • You are given one year grace period after your official graduation date from University;
  • You have then 10 years to pay the full amount back in equal monthly installments;

We will help you apply. Contact our Admissions Team



Click one of our representatives below to chat on WhatsApp or send us an email to admissions@vum.bg



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